New homeowner's guide to property assessment & tax
Helpful hints for new homeowners
Join TIPP and pay your property tax monthly instead of all at once in June. |
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Make sure to pay towards the right roll number. If you've moved, make sure you're not paying towards your old number. |
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Declare your school support. |
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Review your property assessment annually. Then use our property tax calculator to estimate your bill before it's sent. |
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Register for a secure Assessment Search account and sign-up for eNotice to receive your property assessment online. |
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Call 311 if you don’t receive your property tax bill by the first week of June. It’s important to pay your bill even if you don’t receive it. |
TIPP for a smooth move-in
Join TIPP to pay your property tax month-by-month. If you sold a property, cancel your previous enrolment and join with your new address.
Unpacking the assessment & tax process
1
Budget, property assessment and property tax are separate annual processes.
Together, they determine your share and the revenue needed to provide the high-quality services and programs Calgarians rely upon every day. City services enrich our quality of life.
2
Property assessments are sent every January.
Your assessment is an estimate of the market value of your property as of July 1 last year. We multiply this value by the tax rate, which determines your share of taxes.
3
Tax bills are sent in May.
Payment is due the last business day in June. Payment options, including the Tax Instalment Payment Plan (TIPP), are available.
Every year, we assess all residential and non-residential properties in Calgary. But no matter what kind of property you own, your assessment is used to calculate your property tax bill. We use your property tax dollars to invest in making Calgary a great place to live.
Key steps in the assessment & tax cycle
November: Budget is set by Council
January: Property assessment notices are sent
March: Property tax rate is finalized
May: Property tax bills are sent
June: Property tax payment is due
New homeowner essentials: We answer your top questions
Do I need to pay the property tax for the property I just purchased?
Yes. As the new property owner, you are responsible for paying the property tax.
Your lawyer will usually sort out any changes to the property tax during the purchase. Make sure to look at your adjustment statement for any changes in tax made by your lawyer. Reach out to them if something doesn’t add up. You can also get in touch with us to see if there’s any balance left to pay.
Is my property tax payment included in my mortgage?
Maybe. When you have a mortgage, your property tax might be part of your monthly payments. If it’s not included, you’ll need to pay it separately. It’s best to ask your lender to make sure you know how to pay your property tax.
I sold a property. Does my TIPP enrolment transfer to my new property?
Your TIPP doesn’t move with you because it’s connected to the property you signed up with. To stop paying towards your old property’s taxes, follow these steps:
- Cancel TIPP for your old property. Do this by the 22nd of the month before the next payment.
- Sign up for TIPP for your new property.
What types of property assessment notices can I expect to receive?
There are four main types of property assessment notices that we send. In all cases, a property tax bill is sent after an assessment notice has been provided. It’s important to review your assessment notice carefully to understand your property’s assessed value and any changes that have been made. Use our property tax calculator to estimate your tax bill before it’s sent.
Many people will only get an annual property assessment notice each year. In some cases, people will also receive other kinds of assessment notices.
- Annual property assessment: This is the standard assessment notice that we send out every January. It is used to calculate your property tax bill that is sent in May.
- Amended property assessment: If there’s an error in your annual assessment that has been corrected, we will send you an amended assessment notice. This notice provides replaces your previous annual property assessment.
- Supplementary assessment: If you have a newly constructed property, you may receive a supplementary assessment notice at some point during the year. This assessment accounts for the value of any new construction or improvements made to your property that weren’t included in the annual assessment.
- Amended supplementary property assessment: If there’s an error in your supplementary assessment that has been corrected, we’ll send you an amended supplementary assessment notice. This notice replaces your previous supplementary assessment.
Why did I receive a supplementary assessment and/or tax bill?
When a new building is finished or an existing one is upgraded, we send a supplementary assessment. It gives a value to the new or improved parts that weren't assessed before. We use it to calculate the supplementary property tax bill. Learn more about supplementary assessments & tax bills.
I bought a condo. Why did I receive more than one assessment notice & tax bill?
You might receive multiple assessment notices and tax bills. Each separately titled space (like the living space, parking stall, and storage unit) is considered a separate property and has its own roll number. Make sure to pay the property tax for each one. If you are paying through TIPP, you’ll need to enroll multiple times – once for each property / roll number. Learn about residential condos.
Will you automatically send me a tax bill and assessment notice after I’ve bought a property?
No. Your lawyer should give you this information as part of the real estate transaction. If you don’t have it, please contact us and we will help you.
Why is the value assessed for my property different from what I paid for it?
We estimate the value of your home by looking at what similar homes in your area sold for on July 1 of last year. Instead of just using one sale to figure out the market value of your property, we use many. This means the price you paid for your home might be different from the assessed value.
How can I make recommendations to Calgary City Council about budgetary issues?
Your input is valuable in helping Council make decisions that reflect the needs and wants of all Calgarians.
- Community engagement: Participate in community engagement initiatives organized by The City. These initiatives often include surveys, public meetings, and online discussions.
- Direct communication: You can directly contact your local council member with your suggestions.
- Council meetings: Attend City Council meetings, where you can listen to discussions and sometimes speak on specific issues.
I received the property tax bill for the previous owner of my property. What should I do?
If this happens, you don’t need to tell us. Instead, follow Canada Post’s instructions.
We get details about who owns a property and where to send our mail from the Alberta Land Titles Registry. Their office needs time to process changes, so new changes might not show up right away on assessment notices and tax bills. Please do not open any mail that isn’t addressed to you.
Do I need to let you know that I bought and/or sold a property?
No. Your lawyer should register the change of ownership at the Province of Alberta Land Titles Office.
If you are expecting mail from us but haven’t gotten it, please contact us. This is especially important when it comes to your property tax bill. You need to pay your bill on time even if you don’t receive it.
We get details about who owns a property and where to send our mail from the Alberta Land Titles Registry. Their office needs time to process changes, so new changes might not show up right away on assessment notices and tax bills.
I sold a property and bought a new property. Is my roll number the same?
No. Every property in Calgary has its own unique 9-digit roll number.
Where can I find my roll number?
You will normally find the roll number on documents we send out, like your assessment notice and property tax bill. Because you’ve just moved, you may not have copies of these documents available.
Find your roll number online by following these steps:
- Visit Assessment Search.
- Under Public Access, click Search.
- Accept the Terms of Use.
- A search tool will appear. Search by address to find the property you are interested in. The requested property will appear.
- Click the checkbox beside the property address.
- Below the address, click the Export Selected Property Report button.
- Open the downloaded report. The roll number can be found at the top of the page.
Every property in Calgary has its own unique 9-digit roll number. If you own multiple properties, repeat these steps to find the roll number for each one.
How do I update my mailing address with The City?
Visit Property Owner mailing address or change of name to learn how to update your information.
We send assessment notices and tax bills to the registered owner listed on the Certificate of Title. All ownership changes to a title (e.g., marriage, divorce, death, name change, spelling corrections, adding/removing/changing an owner) must be made using the appropriate forms. Processing times for updating ownership or mailing address changes with Alberta Land Titles can vary.
Note: If you haven’t received your bill by the first week of June, contact us through 311. It’s important to pay on time even if you don’t receive your bill.
Helpful tools
We have a variety of information available online that you might find helpful as a Calgary homeowner, or if you’re new to the city. These resources go beyond the topics of assessment and taxation.
- Welcome to Calgary
- Getting Started in Calgary
- Service Plans & Budgets
- Home Improvement Projects
- Apply for a Certificate of Compliance
- More resources for property owners
You can also check out our videos for a variety of topics that may interest you. Find all these and more by subscribing to our YouTube channel.